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Terms of Use

Last updated: October 2025

Acceptance of Terms

By accessing and using the Utopia Group website and services, you accept and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

Use of Our Services

You agree to use our website and services only for lawful purposes and in accordance with these Terms. You agree not to:

  • Use our services in any way that violates applicable laws or regulations
  • Attempt to gain unauthorized access to our systems or networks
  • Interfere with or disrupt the integrity or performance of our services
  • Transmit any viruses, malware, or other harmful code
  • Collect or harvest any information from our services without permission

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Utopia Group Limited or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from any content on our website without our prior written consent.

User Content

If you submit any content to us (such as feedback, suggestions, or inquiries), you grant us a non-exclusive, worldwide, royalty-free license to use, reproduce, and distribute that content for business purposes.

Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of use of any third-party sites. We encourage you to review their policies before engaging with them.

Disclaimer of Warranties

Our website and services are provided "as is" without warranties of any kind, either express or implied. We do not guarantee that our services will be uninterrupted, secure, or error-free.

Limitation of Liability

To the fullest extent permitted by law, Utopia Group Limited shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.

Indemnification

You agree to indemnify and hold harmless Utopia Group Limited and its affiliates from any claims, damages, losses, or expenses arising from your use of our services or violation of these Terms.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after changes are posted constitutes acceptance of the modified terms.

Governing Law

These Terms of Use are governed by the laws of Ghana. Any disputes arising from these terms shall be subject to the exclusive jurisdiction of the courts of Ghana.

Contact Us

If you have any questions about these Terms of Use, please contact us at:

Email: hello@utopiagroup.io
Phone: +233 55 206 8939